Employee Health Insurance
Lincoln Parish School Board offers health insurance for employee only, employee and spouse, employee and child, employee and children and the family. Our health insurance is a self-funded PPO plan. Employees may use non-preferred providers; however, the deductibles and out-of-pocket amounts are higher. If your spouse or their children are on your insurance, and you divorce, your spouse and their children must come off your health and dental insurance.
Summary of Benefits for the Medical PPO (Active Employees & Retirees without Medicare)
2025 OptumRx Member Booklet (LPSB PPO Health Plan Pharmacy & Drug Lists)
MONTHLY PREMIUMS Coverage Class | Employee Pays | LPSB Pays | Total Premium | Includes: |
|---|---|---|---|---|
Employee Only | $110.65 | $684.35 | $795.00 | Employee |
Employee + Child | $230.34 | $1,121.66 | $1,352.00 | Employee and 1 Child |
Employee + Children | $230.34 | $1,121.66 | $1,352.00 | Employee and Two or more Children |
Employee + Spouse | $270.89 | $1,319.11 | $1,590.00 | Employee and Spouse |
Family Coverage | $348.40 | $1,639.60 | $1,988.00 | Employee, Spouse, and Child(ren) |